Second Round

About Us |

Debt Management. Direct Recovery. Secure Service.



Who We Are

Second Round specializes in consumer debt markets such as credit cards, auto deficiencies, utility, and FinTech accounts.  We always treat the consumer with respect and dignity and strive to build long-lasting partnerships with our clients.


Meet the Team

Larry Vasbinder-CPA


Larry Vasbinder co-founded Second Round, LP in 2008. He began his career in public accounting in 1990 by obtaining his Certified Public Accountant’s license and joining the tax department of KPMG Peat Marwick. He joined one of his clients, a diversified investment group in Austin, TX in 1993 and successfully launched two start-up regional companies.  In 1997, Larry joined one of the investment group’s start-up companies which focused on financial services and consumer debt as Chief Financial Officer.  In 2001 he also took on the Chief Operating Officer.  In 2006, the company was sold, and in 2008, Second Round, LP was launched.  Larry has led Second Round’s capital raising and purchasing efforts.  He is also responsible for establishing and developing strategic client and vendor partnerships. Since 1997, he has been directly involved in the purchase and management of over 500 portfolios of receivables. Larry earned his Bachelors of Business Administration and Masters of Business, with honors, from Baylor University’s Hankamer School of Business while lettering on the 1987-89 Baylor football teams.


BBA, 1989

MBA, 1990

Terri Haley

CHEIF compliance officer

Terri Haley brings 20 years of compliance and industry experience into her role as Chief Compliance Officer. She has a strong background in process development and project management and has worked extensively in the ARM industry both with collection agencies and debt purchasers. Terri most recently held the positions of Vice President of Compliance and Vice President of Global Contractual Compliance. She earned her Bachelor of Science Degree in Business Administration from Georgetown University. Terri is responsible for helping Second Round navigate the complex regulatory environment and leading our efforts to maintain and build best practices for compliance and the treatment of our consumers with dignity and respect.



Brian Garza


Brian Garza joined Second Round, LP as the Controller in 2015. Brian’s professional experience in accounting/finance spans over 10 years. He has worked in both public and private companies with a heavy focus on cost saving initiatives, internal control/processes, financial planning, and reporting & analysis. In 2003, Brian earned a Bachelor of Business Administration degree with a major in Economics from the University of North Texas. While working full time as a Financial Analyst, Brian earned a second Bachelor of Business Administration degree with a major in Accounting from University of Texas San Antonio in 2009. Brian then moved to Austin, Texas in 2010, working as a Controller with a manufacturing company before joining Second Round.


BBA, 2003

BBA, 2009